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Trusted Fintech Software Development Company

Delivering secure, reliable and revolutionary fintech software development solutions for a smarter tomorrow

Let’s discuss!
ISO

One of Ireland's first companies to achieve ISO 42001:2023 certification, the globally recognised AI governance standard.

ISO

ISO 27001:2022 certified company, the internationally recognised information security management standard.

In Today’s Fast-Paced And Technology-Driven World, The Banking And Financial Industry Is Undergoing A Massive Transformation.

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Technology has become an indispensable pillar of the finance industry, powering innovative services for businesses and customers alike. However, fintech app development is an art and demands specific skill sets and expertise. Our development artists at Square Root specialise in delivering end-to-end financial software development solutions that help our clients stay ahead of the curve and achieve their business aspirations.

Our Comprehensive Fintech Software Development Services

We take pride in offering a wide range of secure, scalable and tailored fintech solutions equipped with state-of-the-art cybersecurity and functionalities, helping you stand out from the crowd.

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Mobile Banking Software Development

We specialise in developing secure, user-friendly custom mobile banking software that meets the unique needs of your business and customers. Our mobile banking solutions include features such as secure login, balance checking, transaction history, bill payments, and fund transfers. Our experienced developers use cutting-edge technologies to create banking solutions that are compatible with multiple devices and operating systems.

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Custom Financial Software Development

We understand that each business has different financial requirements, therefore, our experts collaborate with you at every step to understand your diverse needs and build solutions that are tailored accordingly. Our financial software development services include accounting software, payroll software, financial reporting software, and anything else you require. Our solutions are designed to help you streamline your financial processes, reduce costs, and increase efficiency.

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Digital Wallet Solutions

We help banks and financial institutions meet the evolving demands of modern customers for secure and personalised financial solutions. Our developers craft digital wallet applications with features such as mobile payments, fund transfers, and bill payments, enabling seamless transaction handling and a convenient user experience. Prioritising security at every step, we use advanced encryption protocols to protect sensitive data. We also incorporate targeted promotions and loyalty programs to enhance customer engagement and satisfaction.

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Crowdfunding Platforms

At our fintech software development company, we offer comprehensive solutions for those looking to leverage the power of crowdfunding for fundraising, debt financing, and donation sales campaigns. We integrate useful features such as proposal sharing, investment tracking, and digital document management. With our crowdfunding platform solutions, users can drive engagement and achieve their fundraising goals with ease.

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Payment Gateway And Money Transfer Solutions

We provide cutting-edge payment gateway and money transfer solutions for businesses of all sizes. Our team has extensive experience in developing secure, robust, and scalable payment and transfer platforms that offer a seamless and hassle-free experience for your customers. With anti-fraud mechanisms, compliance and reporting tools, advanced encryption protocols and security measures, we ensure that your business and customers are protected from any potential fraud. We also integrate third-party payment gateways to give your customers the convenience of multiple payment options.

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Investment Management Platforms

We offer investment management software solutions that help users execute trading orders, track their assets, and identify potential risks. Our investment management solutions utilise real-time market data and advanced features such as risk management tools and sophisticated data-driven analysis techniques to help you make informed decisions and maximise your returns.

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Lending Platforms

We offer lending platform development solutions decked with features such as loan origination, profile verification, credit scoring, and payment processing, making it easy and convenient for borrowers to access loans. We work closely with you to develop a lending platform that caters to your business requirements and the needs of your target audience, ultimately delivering the ideal solution for both you and your customers.

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Online Mortgage Software

We provide our clients with online mortgage platform development solutions that are engineered to streamline the mortgage process. Our platforms are built with advanced security protocols that ensure the safety of your customers' information, while also providing user-friendly tools such as mortgage calculators, online applications, and document management features. We have a proven track record of delivering domain-centred solutions that can help you take your mortgage business to the next level.

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Accounting And Tax Platform Development

Our accounting and tax platform solutions empower you with features such as financial reporting, tax preparation, and audit support to help your business manage financial data and stay compliant with tax laws. Our goal is to reduce human error and increase productivity by leveraging the latest technological advancements, automation, data processing, and analysis solutions. We specialise in fintech software development that streamlines accounting and tax operations, enabling you to focus on growing your business.

Building Compliance-Friendly Financial
Software Development Solutions

As a custom fintech software development company with years of expertise in the industry, we prioritise compliance with regional and global regulatory requirements to ensure that your solutions meet the necessary standards for interoperability and security.

fca

Financial Conduct Authority (FCA)

fsma

Financial Services and Markets Authority (FSMA)

FCA

Financial Conduct Authority (FCA)

dpc

Data Protection Commission (DPC)

aml

Anti-Money Laundering (AML) regulations

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Financial Crimes Enforcement Network (FinCEN)

psd2

Second Payment Services Directive (PSD2)

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Payment Application Data Security Standard (PA-DSS)

pra

Prudential Regulation Authority (PRA)

psr

Payment Services Regulations (PSR)

gdpr

General Data Protection Regulation (GDPR)

mi-fid

Markets in Financial Instruments Directive (MiFID)

fintrac

Financial Transactions & Reports Analysis Centre of Canada (FINTRAC)

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Payment Card Industry Data Security Standard (PCI DSS)

fca

Financial Conduct Authority (FCA)

fsma

Financial Services and Markets Authority (FSMA)

FCA

Financial Conduct Authority (FCA)

dpc

Data Protection Commission (DPC)

aml

Anti-Money Laundering (AML) regulations

fin-cen

Financial Crimes Enforcement Network (FinCEN)

psd2

Second Payment Services Directive (PSD2)

pci-dss

Payment Application Data Security Standard (PA-DSS)

pra

Prudential Regulation Authority (PRA)

psr

Payment Services Regulations (PSR)

gdpr

General Data Protection Regulation (GDPR)

mi-fid

Markets in Financial Instruments Directive (MiFID)

fintrac

Financial Transactions & Reports Analysis Centre of Canada (FINTRAC)

pci-dss

Payment Card Industry Data Security Standard (PCI DSS)

Transforming Finance, One Byte At A Time!

At our fintech software development company, we have a knack for creativity and innovation, enabling us to power your product with features that simply accentuate the custom functionalities you require.

Multiple Currency Support
Multiple Profile Management
Cross-Platform Solutions
Advanced Calculators
Automated Payments
Predictive Analytics
Compliance-Friendly
Data Management
Third-Party APIs

Why Choose Square Root As Your Financial Software Development Partner

With a meticulous approach, technological expertise, and rich experience in the finance and banking industry, we have become a leading fintech software development company.

01

Strong Security Systems

We have extensive experience in building solutions with complex security systems that prioritise safeguarding your data against potential threats and meet the most stringent industry standards.

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02

Fraud Prevention Protocols

Fraud risks are a significant concern in the financial industry. We can integrate advanced fraud prevention protocols that detect suspicious activities and prevent them from happening in the first place.

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03

Perfect UI Engineering

Our team of UI experts will work with you to create an intuitive and user-friendly interface. We ensure that your product has a perfect balance of aesthetics and functionality, making sure that the end-user enjoys using the product.

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04

Robust Architecture

Our solutions are built with a robust architecture that delivers scalability, reliability, and high performance. Our experts are proficient in both monolithic and microservice architecture, ensuring that your product is on the right path from the outset.

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05

Advanced Data Analytics

Square Root specialises in developing solutions that leverage data analytics to provide valuable insights into your business. We use advanced tools and algorithms to help you make informed decisions, assess risks, and provide better services.

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Our Cutting-Edge Tech Stack

From widely-used libraries to latest frameworks, our fintech software development team is skilled in every technology required to make your project a success.

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gartner-data-management-maturity-model
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collibra
alation
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tableau
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google-cloud
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Built at scale, trusted globally

Over a decade of delivering AI and software products for established Irish businesses. Every number represents a real client, a real product, and a real outcome.

10+

Years of
Experience

125M+

Platform
Users Served

350+

Projects
Delivered

150+

Engineers on
Our Team

45+

AI Solutions
Deployed

Technology Shaping the Future of Finance

From digital payments and lending to wealth management, we build secure financial technology that simplifies complex processes, improves customer experiences and helps financial businesses operate more efficiently.

FinTech

AI-Powered Lending & Credit Assessment

The Problem:

A digital lender was relying on manual processes to assess applications, verify financial information and determine creditworthiness. This created delays, inconsistent assessments and significant administrative effort as application volumes increased.

Our Solution:

We built a digital lending platform that automates application intake, financial data collection and credit assessment. AI analyses approved financial information against configurable lending criteria, identifies risk indicators and prepares a structured assessment for human review before a final lending decision.

The Result:

  • Loan application processing time reduced significantly
  • Manual assessment workload reduced
  • More consistent credit assessments across applications
  • Applicants received faster decisions and clearer status updates
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FinTech

A Secure Digital Payments Platform

The Problem:

Small businesses were managing invoices and payments through disconnected banking and accounting tools. Customers had limited payment options, while businesses spent significant time reconciling transactions and following up on outstanding invoices.

Our Solution:

We built a digital payments platform connecting invoicing, bank accounts and payment processing in one experience. Customers can pay through secure digital channels while businesses receive transaction updates, automated reconciliation and a centralised view of payment activity.

The Result:

  • Payment processing became faster and easier to manage
  • Manual reconciliation effort reduced
  • Businesses gained real-time visibility into payment status
  • Customers received a simpler digital payment experience
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FinTech

Digital Wealth & Investment Management Platform

The Problem:

An investment management firm relied on spreadsheets and multiple disconnected systems to manage portfolios, transactions and client reporting. Advisors spent considerable time preparing reports and clients had limited visibility into their investments.

Our Solution:

We developed a digital wealth management platform that centralises portfolio data, transactions and investment information. Clients can view portfolio performance and activity through a secure dashboard, while advisors have tools for managing portfolios, generating reports and communicating with clients.

The Result:

  • Portfolio information consolidated into one platform
  • Client access to investment information improved
  • Manual reporting effort reduced
  • Advisors gained more time for client-focused activities
Digital Wealth & Investment Management Platform image

Get in touch

Share a few details about what you're building, and we'll take it from there.

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Your data stays private and GDPR-compliant.

Marah Curtin

“Frekkel's AI turned our vision into something real. Our users love the personalisation, the transparency, and the progress they can see and feel.”

Marah Curtin (Founder & CEO, Frekkel)

Wendy Oke

“They're not just an outsource development company, they became an extension of our team.”

Wendy Oke (CEO, TeachKloud)

Dr Jake Robinson

“Square Root Solutions understood exactly what we needed for our AI-powered learning platform. The team delivered something our students and educators genuinely rely on.”

Dr Jake Robinson
(Founder & CEO, OnWard Education)

Cathal D’Arcy

“Square Root Solutions put me at ease from day one, clear communication, a brilliant project manager, and a team that treated our success as their own.”

Cathal D’Arcy (Founder & CEO, Bergo)

Deirdre Lyons

“Square Root Solutions brought both technical depth and genuine care to our platform. What they built gives our team real confidence in how it performs.”

Deirdre Lyons (Founder & CEO, Acuru)

Aaron Keane

“Square Root Solutions built a platform our students actually use every day. Reliable, easy to use, and exactly what we needed.”

Aaron Keane (Founder, Leaving Cert Plus)

Our clients speak

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Square Root took the time to understand our vision, built a clear technical roadmap, and communicated brilliantly throughout, our dedicated project manager was outstanding. The team treated Bergo's success as their own, and I couldn't recommend them more highly.

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Cathal D'Arcy

Founder, BERGO - Specialist BER Assessment Software
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Square Root Solutions delivered a stable, high-performing MVP with strong early user engagement. Following an agile approach throughout, the team was responsive, adaptable, and proactive in resolving issues and incorporating feedback. They excelled at translating complex ideas into intuitive user experiences that users loved from day one.

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Anthony Kelly

Founder, Hitch Networking
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Square Root Solutions delivered exactly what we needed with professionalism, clear communication, and exceptional responsiveness. Their ability to adapt quickly while maintaining high-quality delivery made the entire process seamless. We look forward to working with them again and recommend them without hesitation.

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Louise Jones

CEO, Barrister365
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Working with Square Root Solutions was a seamless experience. They successfully delivered our app across two platforms, earning positive feedback for its intuitive design while maintaining a transparent and well-organized development process. Their willingness to adapt to evolving requirements, coupled with deep technical expertise & strong product thinking, made them a trusted technology partner.

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Niamh De Búrca

Founder, SproutPlans
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Square Root Solutions delivered our custom platform with professionalism, clear communication, and a genuine commitment to our success. They consistently met milestones, responded quickly to feedback, and worked as an extension of our team. Their dedication to building the best possible product helped make our platform launch a success.

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Conall Horgan

Founder, Talent Prospecting
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Working with Square Root Solutions was a great experience. They delivered a beautifully designed mobile app, communicated openly about timelines, and consistently met key milestones. Their responsiveness, transparency, and commitment to quality made the entire development process smooth and collaborative.

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Clare Gleeson

Co-Founder, Fostering Connect
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Square Root Solutions went above and beyond to help us achieve our goals. They successfully maintained our web platform, delivered a high-quality mobile app on time and within budget, and remained highly responsive throughout the project. The team consistently kept their promises, met every milestone, and demonstrated a genuine commitment to our success, making them a trusted technology partner.

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Deirdre Lyons

Co-Founder, Acuru (formerly Examfly)
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Square Root Solutions delivered a high-quality app that exceeded our expectations and created new revenue opportunities for our business. Throughout the project, the team communicated clearly, delivered on time, and remained incredibly flexible as our vision evolved. Their willingness to adapt, refine, and ensure every detail was right made them an outstanding partner to work with.

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Karl O Meara

Managing Director, Centric Pensions Limited
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Square Root Solutions brought creativity, enthusiasm, and genuine passion to every stage of our project. They delivered intuitive apps that have been warmly received by educators for their ease of use and rich functionality, while also generating growing interest among parents. Their clear communication and collaborative approach kept everyone aligned, making the entire development process smooth and enjoyable.

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Avril McMonagle

Founder & Lead Consultant, Meantóir
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Square Root Solutions transformed our website into a modern, accessible platform that's easy for non-technical users to manage and seamlessly integrates with third-party systems. Their excellent communication, responsiveness, and commitment to meeting deadlines made the entire process effortless. The improvements have contributed to increased student enrolment and delivered lasting value to our organisation.

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Tadhg Farrelly

IT Coordinator, Greenhills Community College

Frequently Asked Questions

We understand that every project is unique, which is why we offer three different working models to choose from. The Fixed Cost Development model is perfect for those who want a fixed budget and timeline for their project. The Dedicated Development Team model is for those who want a personalised approach to app development and are looking for a long-term commitment. Lastly, the Hire Hourly model is for those who have short-term needs and want to make changes or improvements to an existing app project.

The timeline for completing a fintech app development project varies depending on the complexity and scope of the project. We work closely with our clients to establish clear timelines and deliver the project on schedule.

We employ advanced security protocols and follow compliance standards set by regulatory bodies. Additionally, we conduct security audits and vulnerability assessments to ensure the safety and protection of our clients' data.

Outsourcing financial software development provides access to a team of experienced professionals who have expertise in financial services. This can save time, reduce costs, and allow companies to focus on their core business activities.

The cost of fintech software development services varies depending on the specific requirements of each project. Our team will work with you to understand your needs and goals and provide a detailed strategy with a cost and delivery timeline. Contact us today for a consultation and a custom quote for your project.